Medicare is the health insurance program for the population aged 65 and over and for people under 65 who live with a disability or permanent kidney failure.
Medicare is federal health insurance and a right for people over 65 who have worked in the United States and accumulated 40 points in social security. That is, people who worked full time for at least ten years. In the United States it is possible to retire from the age of 62, however, to obtain Medicare benefits it is necessary to meet the required age.
In addition, it is possible to access Medicare through the spouse who has met the requirements. Regardless of the points accumulated in social security.
Immigrants who have access to Medicare are only permanent residents who have also paid their Medicare premiums for at least ten years and are 65 or older. Or be a permanent resident married to someone who has paid their Medicare taxes.
There are two types of parts of Medicare:
- Part A, which is hospital insurance, helps pay for hospital or skilled nursing facility care after a hospital stay. In addition, it covers certain home health and hospice care.
- Part B, which is health insurance that helps pay for services from doctors and other health care providers, outpatient care, home care, medical equipment, and other preventive services.
Most of the eligible people access Part A. Since to access Part B it is necessary to pay a premium of USD 148, however, the invoice is delivered every three months.
On the other hand, there are Medicare Part C and D however these are provided through private insurance companies, which combine elements of A and B and access to medications.
To find out about Medicare eligibility, go to the following link: https://www.medicare.gov/eligibilitypremiumcalc#eligibility. And to consult more information about Medicare go to the following link: https://conexionmigrante.com/2021-/11-/17/cronicas-de-migrante-que-es-medicare-y-como-funciona/
