{"id":37033,"date":"2021-05-28T09:48:09","date_gmt":"2021-05-28T14:48:09","guid":{"rendered":"https:\/\/accesolatino.org\/?p=37033"},"modified":"2025-10-24T18:40:23","modified_gmt":"2025-10-25T00:40:23","slug":"abre-una-cuenta-bancaria-en-estados-unidos","status":"publish","type":"post","link":"https:\/\/accesolatino.org\/en\/abre-una-cuenta-bancaria-en-estados-unidos\/noticias\/","title":{"rendered":"Open a bank account in the United States"},"content":{"rendered":"
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It is possible to open a bank account in the US even without being a resident or citizen. Having access to banking services is important to start a business or acquire a home loan.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Although in most banks in the United States it is necessary to have a social security number to open a bank account, there are options that do not require this type of data and if others such as the Individual Taxpayer Identification Number<\/em> (ITIN), information that can facilitate the opening of a bank account for non-resident aliens of the United States.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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For obvious reasons, the personal or corporate account that a non-resident opens in the United States will have limitations compared to an account of a US citizen.<\/p>

Bank of America<\/em>is one of the banks that offers non-residents the possibility of opening a personal account, however, the requirements vary depending on the state. Generally the requirements are the following: passport, personal data, email, telephone number and address.<\/p>

There are currently no federal or state laws that prohibit undocumented immigrants from the opportunity to start their own business. Therefore, a second option to open an account is to create a corporate bank account when creating a company in the United States.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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When creating a company, an Employer Identification Number<\/em> (EIN) will be obtained, which provides greater access to banking services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t<\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tBIBLIOGRAPHY<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t

CR\u00c9DITOS EN USA<\/strong><\/p>

https:\/\/www.creditosenusa.com\/como-abrir-una-cuenta-de-bank-of-america-para-no-residentes\/<\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

Es posible abrir una cuenta bancaria en EE.UU. a\u00fan sin ser residente o ciudadano. Tener acceso a los servicios bancarios es importante para iniciar una empresa o adquirir un cr\u00e9dito para una vivienda. A pesar de que en la mayor\u00eda de los bancos en Estados Unidos es necesario contar con un n\u00famero de seguro social para abrir una cuenta bancaria, existen opciones que no requieren ese tipo de datos y si otros como el Individual Taxpayer Identification Number (ITIN), informaci\u00f3n que puede facilitar la apertura de una cuenta bancaria para extranjeros no residentes de Estados Unidos. Por razones obvias, la cuenta personal o corporativa que un no-residente abra en Estados Unidos, contar\u00e1 con limitaciones en comparaci\u00f3n con una cuenta de un ciudadano americano. Bank of America, es uno de los bancos que ofrece a no residentes la posibilidad de abrir una cuenta personal, sin embargo, los requisitos var\u00edan dependiendo del estado. Generalmente los requisitos son los siguientes: pasaporte, datos personales, correo electr\u00f3nico, n\u00famero telef\u00f3nico y direcci\u00f3n. Actualmente no existen leyes federales ni estatales que proh\u00edban a inmigrantes indocumentados la oportunidad de comenzar su propio negocio. Por ello una segunda opci\u00f3n para abrir una cuenta es la creaci\u00f3n de una cuenta bancaria corporativa al crear una empresa en Estados Unidos. Al crear una empresa se obtendr\u00e1 un Employer Identification Number (EIN), lo que brinda mayor acceso a servicios bancarios. BIBLIOGRAF\u00cdA CR\u00c9DITOS EN USA https:\/\/www.creditosenusa.com\/como-abrir-una-cuenta-de-bank-of-america-para-no-residentes\/<\/p>","protected":false},"author":13,"featured_media":37034,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[10],"tags":[238,87,237],"class_list":["post-37033","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-cuenta-bancaria","tag-inmigrantes","tag-servicios-bancarios"],"aioseo_notices":[],"yoast_head":"\nAbre una cuenta bancaria en Estados Unidos<\/title>\n<meta name=\"description\" content=\"Abre una cuenta en EE.UU., sin necesidad de ser ciudadano americano.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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